Debt collection -- Written notification about debt -- Complaint #11890729

Complaint Overview

Complaint ID: 11890729

Company: Encore Capital Group INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Mississippi

ZIP Code: 39206

Date Received: 2025-02-01T12:00:00-05:00

Date Sent to Company: 2025-02-01T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear Midland Credit Management This letter serves as a formal notification to immediately cease all communication regarding the debt associated with account number XXXX pursuant to the Fair Debt Collection Practices Act, 15 USC 1692c. Please refrain from contacting me via phone, mail, or any other means regarding this debt. Sincerely, XXXX XXXX.

Frequently Asked Questions

What is Complaint #11890729 about?

Complaint #11890729 was filed against Encore Capital Group INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-02-01T12:00:00-05:00.

How did Encore Capital Group INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Encore Capital Group INC.?

Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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