Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11890339
Complaint Overview
Complaint ID: 11890339
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Maryland
ZIP Code: 20735
Date Received: 2025-02-01T12:00:00-05:00
Date Sent to Company: 2025-02-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Thank you for your prompt attention to this matter. Please provide a written response confirming the results of your investigation. Sincerely, Experian ( or the appropriate credit bureau ) Subject : Dispute of Inaccurate Credit Report Information Dear Experian, I am writing to formally dispute inaccurate information on my credit report. The item in question is listed under XXXX XXXX XXXX XXXX. Based on my records, I have identified the following errors that need correction : 1. Charge-Off Amount Discrepancy : The report states that {$8200.00} was written off, but the past due balance is listed as {$8100.00}. These amounts are inconsistent, and I request validation of the correct amount or immediate removal of any inaccurate data. 2. Status Update Date Discrepancy : The report indicates that the status was updated in XX/XX/XXXX, but the balance was last updated on XX/XX/XXXX. If the account was truly charged off in XX/XX/XXXX, then further updates to the balance should not have been made. Please verify the accuracy of these updates or remove the incorrect reporting. Under the Fair Credit Reporting Act ( FCRA ), I request that you investigate these inaccuracies and provide verification of the reported information. If you are unable to verify the accuracy of this data, I request that the incorrect information be deleted from my credit file. Please complete this investigation within the legally required 30-day timeframe. I have attached copies of my credit report highlighting the disputed items for reference. Thank you for your prompt attention to this matter. Please provide a written response confirming the results of your investigation. Sincerely,
Frequently Asked Questions
What is Complaint #11890339 about?
Complaint #11890339 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-01T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.