Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11863940
Complaint Overview
Complaint ID: 11863940
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Ohio
ZIP Code: 44870
Date Received: 2025-01-30T12:00:00-05:00
Date Sent to Company: 2025-01-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Consumer Financial Protection Bureau ( CFPB ) XXXX XXXX XXXX XXXX, IA XXXX Subject : Formal Complaint Regarding Inaccurate Medical Debt Reporting Dear Consumer Financial Protection Bureau , I am submitting this formal complaint regarding the inaccurate or improper reporting of medical debt on my credit report. I believe this reporting violates my rights under the Fair Credit Reporting Act ( FCRA ) ( 15 U.S.C. 1681 ) and the recent credit bureau policy changes regarding medical debt reporting. Details of My Complaint : Medical Provider :XX/XX/XXXXXXXX XXXX Creditor/Collection Agency : XXXXXX/XX/XXXXXX/XX/XXXXXX/XX/XXXX XXXX Account XXXX XXXX XXXX Date of Service : UNKNOWN Amount Reported : {$1300.00} Credit Bureaus Reporting This Debt : [ XXXX, XXXX, TransUnion ] Reason for Complaint : The debt was incorrectly billed and should not have been reported. The medical provider/collection agency failed to provide proper documentation to validate the debt. I never received a bill or notice about this debt before it was reported. Attempts to Resolve the Issue : I have already contacted XXXX, XXXX AND TRANSUNION to dispute this item, but they have failed to properly investigate or remove the debt. I am now seeking the CFPBs assistance in enforcing my rights under the FCRA and recent medical debt reporting changes.
Frequently Asked Questions
What is Complaint #11863940 about?
Complaint #11863940 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.