Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11840292
Complaint Overview
Complaint ID: 11840292
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Illinois
ZIP Code: 60202
Date Received: 2025-01-29T12:00:00-05:00
Date Sent to Company: 2025-01-29T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint against XXXX because they have failed to investigate and correct inaccuracies on my credit report. Despite multiple attempts to dispute these errors, XXXX has not adhered to the Fair Credit Reporting Act ( FCRA ) by failing to properly investigate the dispute and correct the incorrect information. This issue has persisted even after multiple letters and attempts to resolve the dispute. Additionally, the recent CFPB lawsuit against XXXX for similar violations strengthens my claim that XXXX is not upholding their duties as outlined under 15 USC 1681e ( b ), 15 USC 1681s-2, 15 USC 1681i ( 5 ), and 15 USC 1681c ( c ). I am filing a complaint against XXXX for failing to properly investigate inaccuracies on my credit report. Despite multiple dispute attempts, XXXX has not corrected or properly investigated the charge-off status, payment history, and balance on my XXXX account ( Account Number : XXXX ). This failure to investigate and update my report is in violation of the Fair Credit Reporting Act, including 15 USC 1681e ( b ), 15 USC 1681s-2, 15 USC 1681i ( 5 ), and 15 USC 1681c ( c ). This issue persists, and Im asking for a resolution and for XXXX to comply with the law.
Frequently Asked Questions
What is Complaint #11840292 about?
Complaint #11840292 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.