Debt collection -- Written notification about debt -- Complaint #11823270

Complaint Overview

Complaint ID: 11823270

Company: Chaparral INC

Product: Debt collection

Sub-Product: Auto debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Ohio

ZIP Code: 45801

Date Received: 2025-01-28T12:00:00-05:00

Date Sent to Company: 2025-01-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

North coast was removed from my credit report from collections and then it was reposted as an installment account and Ive never made agreement after it was removed from collections for installment payments. North coast randomly adding installment payments with XXXX missed payments is very damaging

Frequently Asked Questions

What is Complaint #11823270 about?

Complaint #11823270 was filed against Chaparral INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-01-28T12:00:00-05:00.

How did Chaparral INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Chaparral INC?

Yes, visit the Chaparral INC company profile at readthecomplaint.com/company/chaparral-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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