Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11822749
Complaint Overview
Complaint ID: 11822749
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 75081
Date Received: 2025-01-28T12:00:00-05:00
Date Sent to Company: 2025-01-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to ask for your help with a problem that is affecting my credit history. My XXXX report shows a negative account, which is the only one I have I already reported it a while ago to have it reviewed and removed, but so far no changes have been made to my report. This account is affecting my credit score and has prevented me from moving forward with important procedures that I need to complete, For this reason, I ask young please delete this account immediately so that I can continue with my negotiations. According to the law 15 USC ( 1681 ) ( o ), credit agencies must ensure that the information in the reports is correct. By not correcting this error, they are failing to comply with that obligation, which is causing financial problems and delays. I await your response and am available for any additional Information you my need.
Frequently Asked Questions
What is Complaint #11822749 about?
Complaint #11822749 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.