Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11802352

Complaint Overview

Complaint ID: 11802352

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Washington

ZIP Code: 98031

Date Received: 2025-01-27T12:00:00-05:00

Date Sent to Company: 2025-01-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

hello, my name is XXXX XXXX i have reached out to all XXXX credit bureaus for over a year since last XXXX with no results. I was a victim of identity theft as well as the XXXX XXXX breach experian and XXXX both bureaus had my complete name entirely wrong you can even use the dispute options on XXXX Experian unauthorized charged my account then reversed it and removed all my quires and said they were gon na remove every collection closed accounts they all said that with no results this has destroyed my life as I am a trying to climb out of whole only to be kicked by in by the credit bureaus as well as XXXX nexus and the other secret agencies phone calls letters all every day all for accounts I have no idea about pleas help me get this ball rolling. In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, Account name : # XXXX, has violated my rights. XXXX5 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than XXXX years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX From XXXXXXXX XXXX XXXX XXXX XXXXnquiries ( XXXX ) Hard Inquiries ( XXXX ) Hard inquiries XXXX impact your XXXX XXXX. XXXX XXXX XXXX Dispute this Address XXXX XXXX XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX CAP XXXX VIA DEALER Dispute this Address XXXX XXXX XXXX XXXX, TX XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX this XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX CAM XXXX XXXX XXXX XXXX this Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of inquiry XX/XX/XXXX Soft Inquiries ( XXXX ) Soft inquiries do not impact your XXXX XXXX. These inquiries are not disputable. XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX. Address XXXX XXXX XXXX Unit XXXX XXXX, CA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX XXXX XXXXXXXX. Address XXXX XXXX XXXX FL XXXX XXXX, TX XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX UP Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX ( XXXX ) Address XXXX XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX of XXXX XX/XX/XXXX XXXX - WASHINGTON Address XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX of XXXX XX/XX/XXXX XXXX - XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX XXXX of XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX UNIT # XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX, VA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, FL XXXX Date of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX of inquiry XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX UP Address XXXX XXXX XXXX XXXX, GA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Date of inquiry XX/XX/XXXX XXXX XXXX XXXX Address XXXX Lake XXXX XXXX XXXX XXXX IL XXXX XXXX of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX Date of XXXX XX/XX/XXXX XXXX XXXX XXXX Address XXXX XXXX XXXX XXXX, GA XXXX Date of XXXX XX/XX/XXXX XXXX Address XXXX XXXX XXXX XXXX XXXX GA XXXX From XXXXXXXX XXXX XXXX XXXX XXXX XXXX : XXXX View Account Details Account status Closed Age of Account XXXX years XXXX months XXXX days Late payments XXXX XXXX XXXX : XXXX View Account Details Account status Closed Age of Account XXXX years XXXX months XXXX days Late payments XXXX XXXX XXXX XXXXXXXX View Account Details Account status Closed Age of Account XXXX months XXXX days Late payments XXXX Mortgage ( XXXX ) You currently do not have this type of account. Installment ( XXXX ) You currently do not have this type of account. Other ( XXXX ) XXXX XXXX XXXX XXXX XXXX View Account Details Account status Closed Age of Account XXXX months XXXX days Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXX Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXXXXXX Late payments XXXX XXXX XXXX XXXX : XXXX Dispute not available Whats this? View Account Details Account status Closed Age of Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #11802352 about?

Complaint #11802352 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-27T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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