Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11801757
Complaint Overview
Complaint ID: 11801757
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33162
Date Received: 2025-01-27T12:00:00-05:00
Date Sent to Company: 2025-01-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX Address : XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, FL XXXX Email Address : XXXX Date : [ Insert Todays Date ] To : TransUnion Consumer Solutions XXXX XXXX XXXX XXXX, PA XXXX Subject : Request for Verification or Deletion of Accounts in Compliance with Metro 2 Code and FCRA Dear TransUnion, Under the Fair Credit Reporting Act ( FCRA ), I am writing to formally request verification or deletion of certain accounts appearing on my credit report dated XX/XX/XXXX. Pursuant to Section 611 ( a ) of the FCRA ( 15 U.S.C. 1681i ), I am exercising my rights to dispute the completeness and accuracy of the following accounts. Specifically, I am disputing the following Authorized User accounts, as I do not recognize them or have ownership of these accounts : XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$12000.00} XXXX. XXXX TransUnion XXXX XXXX, XXXX Account XXXX : XXXX XXXX XXXX : {$970.00} XXXX. XXXX XXXX, XXXX Account # : XXXX XXXX XXXX : {$21000.00} XXXX. XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$19000.00} Additionally, I am requesting verification or deletion of the following accounts : XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX XXXX. XXXX XXXX XXXX TransUnion, XXXX, XXXX XXXX. XXXX TransUnion XXXX XXXX, XXXX Account XXXX : XXXX XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX XXXX. XXXX XXXX XXXXXXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$460.00} XXXX. XXXXXXXX XXXX XXXXXXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$8900.00} XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX High Balance : {$41000.00} XXXX. XXXX XXXX TransUnion, XXXX, XXXX Account # : XXXX I am requesting that TransUnion : 1. Conduct a full reinvestigation of these accounts. 2. Verify each accounts accuracy and compliance with the Metro 2 reporting standards, including all relevant fields. XXXX. Provide documentation from the furnishers ( creditors or data furnishers ) confirming the accounts legitimacy, as required by law. If verification can not be completed within 30 days, I request that these accounts be immediately deleted from my credit report, as mandated under the FCRA. Additionally, I request written confirmation of the results of this reinvestigation, along with details of any deletions or updates made to my file. Please provide me with the investigation results via email at XXXX and by mail at the address listed above. Failure to comply with these requirements under the FCRA and Metro 2 standards constitutes a violation of federal law and will be reported to the Consumer Financial Protection Bureau ( CFPB ) and other appropriate authorities. Thank you for your attention to this matter. I look forward to your prompt response within the legally mandated timeframe of 30 days. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11801757 about?
Complaint #11801757 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-27T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.