Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11782268
Complaint Overview
Complaint ID: 11782268
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: North Carolina
ZIP Code: 27886
Date Received: 2025-01-26T12:00:00-05:00
Date Sent to Company: 2025-01-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XX/XX/XXXX Complaint for Violation of 15 U.S. Code 1681o - Willful Noncompliance with FCRA Dear Sir/Madam, I am writing to formally file a complaint against XXXX for violating the Fair Credit Reporting Act ( FCRA ), specifically under 15 U.S. Code 1681o, which addresses willful noncompliance with the provisions of the FCRA. On dates XXXX XXXX, XXXX XXXX, XXXX XXXX, I identified an issue involving inaccurate or incomplete information on my credit report that you failed to address, despite multiple requests for correction or investigation. As outlined under the FCRA, consumer reporting agencies are required to ensure the accuracy and completeness of the information they provide and investigate any disputes within a reasonable timeframe. XXXX XXXX, XXXX { XXXX XXXX XXXX } XXXX XXXX, XXXX { XXXX XXXX } XXXX XXXX, XXXX { XXXX XXXX } I contacted XXXX to help resolve these falsely reported issues on my credit profile 2-3 months ago they failed to provide information explaining to me whats going on. I would love to have these removed as soon as possible because its stopping me from being able to get approved for things.
Frequently Asked Questions
What is Complaint #11782268 about?
Complaint #11782268 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-26T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.