Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11781398
Complaint Overview
Complaint ID: 11781398
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33023
Date Received: 2025-01-26T12:00:00-05:00
Date Sent to Company: 2025-01-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My name is XXXX XXXX, and I am disputing inaccurate information currently listed on my credit report. Under the provisions of 15 U.S.C. 1681b and 15 U.S.C. 1681c, I did not authorize the release or reporting of my personal information to the entities listed below. These actions violate my consumer rights, as there is no legal basis for these entries to be associated with my name. Additionally, my credit report contains unauthorized inquiries that I did not initiate, which may be indicative of identity theft. Pursuant to 18 U.S.C. 8, I do not owe any debt to these entities. Therefore, I am requesting the immediate removal of these items and inquiries to ensure the accuracy of my credit report. I expect this matter to be addressed promptly, and I kindly request confirmation once the necessary corrections have been made. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11781398 about?
Complaint #11781398 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.