Debt collection -- False statements or representation -- Complaint #11772848
Complaint Overview
Complaint ID: 11772848
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Florida
ZIP Code: 32526
Date Received: 2025-01-24T12:00:00-05:00
Date Sent to Company: 2025-01-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TransUnion Consumer Dispute Center XXXX XXXX XXXX XXXX XXXX XXXX Subject : Dispute of Collection Account Request for Debt Validation Under 15 U.S.C. 1692g Re : XXXX XXXX Date of Birth : XX/XX/XXXX Social Security Number : XXXX Dear Sir or Madam, I am writing to formally dispute a collection account that appears on my TransUnion credit report. I am requesting that TransUnion investigate this account and verify its validity, in accordance with 15 U.S.C. 1692g of the Fair Debt Collection Practices Act ( FDCPA ), which gives me the right to request validation of the debt being reported. Items in Dispute : Collection Agency Name : XXXX XXXX XXXX Account Number : XXXX Date Reported : XX/XX/XXXX Amount Reported : {$780.00} Legal Basis for Dispute 15 U.S.C. 1692g ( FDCPA ) : Under 15 U.S.C. 1692g, I have the legal right to request validation of any debt reported by a debt collector. The debt collector must provide proof that : The debt is legitimate and belongs to me. The amount of the debt is correct. The debt collector has the legal right to collect this debt. I have not received proper validation of this debt, and therefore, I am requesting that TransUnion investigate this entry, and if the debt can not be properly validated, the entry should be removed from my credit report. According to the FDCPA, if the collection agency can not provide sufficient validation, the debt should not appear on my credit report. Request for Action : In accordance with 15 U.S.C. 1692g, I request that TransUnion : Verify the accuracy of the collection entry listed on my credit report. Contact the debt collector to obtain the necessary documentation to validate the debt. Remove the collection from my credit report if the debt can not be validated or if the debt collector fails to provide sufficient evidence of the debts legitimacy.
Frequently Asked Questions
What is Complaint #11772848 about?
Complaint #11772848 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-01-24T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.