Debt collection -- Took or threatened to take negative or legal action -- Complaint #11772845
Complaint Overview
Complaint ID: 11772845
Company: Suttell, Hammer & White, P.S
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: California
ZIP Code: 91406
Date Received: 2025-01-24T12:00:00-05:00
Date Sent to Company: 2025-01-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My XXXXXXXX XXXX XXXX account was closed in XX/XX/year>. Without my knowledge, a collection agency initiated a lawsuit against me. I contacted them for details regarding the amounts owed and the relevant dates, as this account was closed beyond California 's statute of limitations. Despite efforts from XXXX, a debt consolidation firm acting on my behalf, they failed to provide any resolution or the requested information. Today, I was served at my job with documents to garnish my wages. I believe I am not liable for this debt since I have not received the necessary documentation showing the last amounts owed, account usage dates, or closure details. I am facing financial difficulties and have attempted to resolve this matter directly with XXXX XXXX XXXX, but to no avail.
Frequently Asked Questions
What is Complaint #11772845 about?
Complaint #11772845 was filed against Suttell, Hammer & White, P.S regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-01-24T12:00:00-05:00.
How did Suttell, Hammer & White, P.S respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Suttell, Hammer & White, P.S?
Yes, visit the Suttell, Hammer & White, P.S company profile at readthecomplaint.com/company/suttell-hammer-white-p-s to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.