Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11772426
Complaint Overview
Complaint ID: 11772426
Company: Wilco Finance, INC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: North Carolina
ZIP Code: 28226
Date Received: 2025-01-22T12:00:00-05:00
Date Sent to Company: 2025-03-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had a car I have it back made payment on it but they never owned the car. But before I found this out I had already have it back but I returned the car it was auctioned off but they still reported late payments on my credit when I didnt even have the car anymore.
Frequently Asked Questions
What is Complaint #11772426 about?
Complaint #11772426 was filed against Wilco Finance, INC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-22T12:00:00-05:00.
How did Wilco Finance, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Wilco Finance, INC?
Yes, visit the Wilco Finance, INC company profile at readthecomplaint.com/company/wilco-finance-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.