Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11771828
Complaint Overview
Complaint ID: 11771828
Company: Resurgent Capital Services L.P.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30152
Date Received: 2025-01-24T12:00:00-05:00
Date Sent to Company: 2025-01-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the inaccurate and/or incomplete information being reported on my credit file regarding the following accounts : XXXX. XXXX XXXX XXXX. Resurgent/LVNV Funding XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Upon reviewing my credit report from XXXX, I have identified erroneous and/or unverifiable information associated with these accounts. I believe this constitutes a violation of the Fair Credit Reporting Act ( FCRA ), including, but not limited to, 15 U.S.C. 1681o for negligent noncompliance. The issues I am disputing are as follows : XXXX XXXX : The account was closed and settled but is still being reported incorrectly. Resurgent/LVNV Funding : This account reflects a balance I do not owe. This account does not belong to me and is being reported inaccurately. XXXX XXXX : This account reflects a balance I do not owe. This account does not belong to me and is being reported inaccurately. XXXX XXXXXXXX XXXX : This account contains incorrect late payments. XXXX XXXXXXXX : This account contains incorrect late payments. Under the FCRA, I request that you : XXXX. Conduct a thorough investigation of these accounts. XXXX. Provide me with documentation supporting the validity of the information being reported, including contracts or agreements bearing my signature ( if applicable ). XXXX. Correct or remove any unverifiable, inaccurate, or outdated information from my credit report. If you can not verify the accuracy of the accounts, I request their immediate removal from all reporting bureaus.
Frequently Asked Questions
What is Complaint #11771828 about?
Complaint #11771828 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-24T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.