Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11771094

Complaint Overview

Complaint ID: 11771094

Company: American Express Company

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: North Carolina

ZIP Code: 283XX

Date Received: 2025-01-24T12:00:00-05:00

Date Sent to Company: 2025-01-24T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I SAW SEVERAL YEARS BACK A CREDIT INQUIRE FROM AMERICAN EXPRESS ON. MY CREDIT FILE AND CONTACTED AMERICAN EXPRESS FRAUD DEPARTMENT AND THEY SENT ME DOCUMENTS FOR ME TO SIGN AND SO I DID AND I SENT THEM BACK TO THEM BACK A LINK IN MY EMAIL, SEVERAL WEEKS LATER I GET A EMAIL RESPONSE STATING ALL ACCOUNTS ARE CLOSED AND IM NOT RESPONSIBLE AND THEY WERE DELETING THE ACCOUNTS FROM MY CREDIT TRADE LINE. THEY DID ON XXXX AND BUT NOT ON XXXX AND XXXX XXXX. NOW IT HURTING MY CREDIT, I HAVE CONTACTED LAWYERS CONCERNING THIS MATTER AND THEY SAID GIVE AMERICAN EXPRESS TIME TO REMOVE IT IF NOT WE WILL FILE SUIT. PLEASE REMOVE THESE ACCOUNTS FROM MY CREDIT FILE, IM A SENIOR AND ITS REALLY HURTING ME.

Frequently Asked Questions

What is Complaint #11771094 about?

Complaint #11771094 was filed against American Express Company regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-24T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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