Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11769993
Complaint Overview
Complaint ID: 11769993
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 28215
Date Received: 2025-01-23T12:00:00-05:00
Date Sent to Company: 2025-01-23T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am formally disputing the following fraudulent accounts and inquiries that remain on my credit reports with XXXX, Equifax, and XXXX. Despite my previous dispute and the submission of an identity theft report, these items have not been removed, which violates my rights under the Fair Credit Reporting Act ( FCRA ) and continues to harm my credit profile. The following accounts must be removed immediately : XXXX XXXX ( Account : XXXX ) XXXX, Equifax XXXX XXXX XXXX XXXX ( Account : XXXX ) XXXX XXXX ( Account : XXXX ) XXXX, Equifax, XXXX XXXX, the following unauthorized inquiries should be deleted as they were made without my authorization : XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Equifax ) XX/XX/XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX XXXX XXXX ( Equifax ) XX/XX/XXXX XXXX CARD ( XXXX ) Under 15 U.S.C. 1681c-2, I have the right to block fraudulent information from my credit report by providing an identity theft report, which has already been submitted. The failure to remove these items is a direct violation of federal law and my consumer rights. Furthermore, the Consumer Financial Protection Bureau ( CFPB ) has taken legal action against XXXX for failing to properly investigate consumer disputes and reinserting inaccurate information into credit reports. Your failure to comply with my dispute request suggests non-compliance with federal regulations. I demand the immediate deletion of the above-listed fraudulent accounts and inquiries. If these items are not removed, I will escalate my complaint to the CFPB and pursue legal remedies. Please provide written confirmation that these items have been deleted from my credit reports within the legally required timeframe.
Frequently Asked Questions
What is Complaint #11769993 about?
Complaint #11769993 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-23T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.