Debt collection -- Attempts to collect debt not owed -- Complaint #11769307
Complaint Overview
Complaint ID: 11769307
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Arkansas
ZIP Code: 72205
Date Received: 2025-01-17T12:00:00-05:00
Date Sent to Company: 2025-01-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a debt allegedly owed to Jefferson Capital Systems LLC in the amount of {$11000.00}. This debt is disputed due to lack of contractual agreement. I never signed any contract or agreement with Jefferson Capital Systems LLC or the original creditor. This alleged debt collection activity may violate the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 U.S.C. 1692e, which prohibits false or misleading representations concerning the character, amount, or legal status of any debt. I request that the CFPB investigate this matter and take appropriate action to resolve this discrepancy. " **
Frequently Asked Questions
What is Complaint #11769307 about?
Complaint #11769307 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-01-17T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.