Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11760550
Complaint Overview
Complaint ID: 11760550
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 92651
Date Received: 2025-01-25T12:00:00-05:00
Date Sent to Company: 2025-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX. FCRA violations : Credit reporting agencies or furnishers can violate the FCRA by failing to correct inaccurate information on a consumer 's credit report, failing to respond to disputes within the required timeframe, or reporting outdated negative information. XXXX. TILA violations : Lenders can violate TILA by failing to provide clear and conspicuous disclosures regarding loan terms, not providing proper notice of the right to cancel, or advertising credit products without disclosing necessary information. XXXX. FDCPA violations : Debt collectors can violate the FDCPA by engaging in harassing behavior, providing false or misleading information, communicating with third parties about a debt, or continuing to contact a consumer who has requested in writing that they stop.
Frequently Asked Questions
What is Complaint #11760550 about?
Complaint #11760550 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-25T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.