Student loan -- Dealing with your lender or servicer -- Complaint #11760227

Complaint Overview

Complaint ID: 11760227

Company: Edfinancial Services

Product: Student loan

Sub-Product: Federal student loan servicing

Issue: Dealing with your lender or servicer

Sub-Issue: Received bad information about your loan

State: California

ZIP Code: 91606

Date Received: 2025-01-25T12:00:00-05:00

Date Sent to Company: 2025-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hello, This is my second complaint for this issue and I am not satisfied with the orignal response. I have my loans with EdFinancial. In XXXX XX/XX/year> I logged into my account and my total was XXXX less. I previously stated that it looked like maybe I was given forgiveness but I truly dont know why I had $ XXXX removed. I feel EdFinancial did not do it due diligence in investigating this issue. When I logged back into my account in XX/XX/year>, My account total went back up by ~ $ XXXX and I had not taken out any new loans because I have been out of school for many years now. The $ XXXX was even reduced from my credit report and the READDED lowering my overall credit score. There has been a mismanagement of my account and I dont understand how $ XXXX can just appear and disappear.

Frequently Asked Questions

What is Complaint #11760227 about?

Complaint #11760227 was filed against Edfinancial Services regarding Student loan specifically about Dealing with your lender or servicer. It was received by the CFPB on 2025-01-25T12:00:00-05:00.

How did Edfinancial Services respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.

Can I see other complaints against Edfinancial Services?

Yes, visit the Edfinancial Services company profile at readthecomplaint.com/company/edfinancial-services to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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