Debt collection -- False statements or representation -- Complaint #11755477
Complaint Overview
Complaint ID: 11755477
Company: J J Marshall & Associates, INC
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Michigan
ZIP Code: 490XX
Date Received: 2025-01-25T12:00:00-05:00
Date Sent to Company: 2025-01-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute and request validation for one or more collection accounts appearing on my credit report. I believe these accounts may be inaccurate, and I am requesting that the debt collectors provide proper documentation to verify the validity of these debts. Under the Fair Debt Collection Practices Act ( FDCPA ), I request the following : 1. Full validation of the alleged debt, including an itemized breakdown of the amount owed and any fees or charges applied. 2. Proof that the collection agency has the legal authority to collect this debt, including documentation of assignment or transfer. 3. The name, address, and contact information of the original creditor. Thank you for your attention to this matter. I look forward to a prompt and thorough resolution.
Frequently Asked Questions
What is Complaint #11755477 about?
Complaint #11755477 was filed against J J Marshall & Associates, INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-01-25T12:00:00-05:00.
How did J J Marshall & Associates, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against J J Marshall & Associates, INC?
Yes, visit the J J Marshall & Associates, INC company profile at readthecomplaint.com/company/j-j-marshall-associates-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.