Debt collection -- False statements or representation -- Complaint #11755408

Complaint Overview

Complaint ID: 11755408

Company: National Credit Systems,INC.

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Texas

ZIP Code: 75230

Date Received: 2025-01-25T12:00:00-05:00

Date Sent to Company: 2025-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am contacting NATIONAL CREDIT SYSTEMS regarding the complaint # XXXX. Again, this unit was not damaged and I have communication with the manager as well as photos of the unit on my end. You have provided me duplicate documents and not verified the charges OR proof of a {$2000.00} damage to the unit. You are well over the 15 day window as it took you 60 days to send me duplicate documents. I want the debt removed immediately as it is a violation of my FCRA rights to report inaccurate information OR to lie about charges. I will now be seeking damages with a lawyer as you can not provide proof of damages to the unit. Remove the debt immediately.

Frequently Asked Questions

What is Complaint #11755408 about?

Complaint #11755408 was filed against National Credit Systems,INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-01-25T12:00:00-05:00.

How did National Credit Systems,INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Systems,INC.?

Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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