Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11682089

Complaint Overview

Complaint ID: 11682089

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Florida

ZIP Code: 33068

Date Received: 2025-01-20T12:00:00-05:00

Date Sent to Company: 2025-01-20T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am writing to formally dispute two fraudulent accounts that appear on my credit report. I believe these accounts were created as a result of the Equifax data breach and have included all relevant details and supporting documentation for your review. The fraudulent accounts are as follows : XXXX XXXX Account Number : XXXX Date Fraud Began : XX/XX/XXXX Date I Discovered It : XX/XX/XXXX Total Fraudulent Amount : {$970.00} Type of Fraud : Credit Card Opened by the Thief XXXX XXXX XXXX Account Number : XXXX Date Fraud Began : XX/XX/XXXX Date I Discovered It : XX/XX/XXXX Total Fraudulent Amount : {$410.00} Type of Fraud : Credit Card Opened by the Thief As mandated under Section 605B of the Fair Credit Reporting Act ( FCRA ), I am requesting that Equifax block this fraudulent information from my credit report. Attached, you will find the necessary documentation to support my claim, including : A copy of my government-issued ID A copy of a signed FTC Identity Theft Report ( or police report if applicable ) Please confirm in writing once these accounts have been blocked from my credit file. I expect a response within 30 days, as required by law.

Frequently Asked Questions

What is Complaint #11682089 about?

Complaint #11682089 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-20T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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