Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11681547
Complaint Overview
Complaint ID: 11681547
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 79605
Date Received: 2025-01-20T12:00:00-05:00
Date Sent to Company: 2025-01-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
[ XXXX XXXX ] [ XXXX XXXX XXXX XXXX XXXX TEXAS XXXX ] [ XXXX ] [ TRANSUNION XXXX [ XXXX ] [ XXXX XXXX To whom it may concern, I just recently looked at my credit report and noticed that some accounts have late payments during XXXX. However I talked to these creditors below and I should not have any missed payments. Account Name : XXXX XXXX XXXX XXXX Amount : {$1100.00} Reinvestigate and update payment XXXX XX/XX/XXXX - XX/XX/XXXX to on time. DELETE 30 Day late from my credit report due to violation of 15 USC 16815-2 ( F ) Account Name : XXXX XXXX XXXX Amount : {$580.00} Reinvestigate and update payment XX/XX/XXXX - XX/XX/XXXX to on time. DELETE 30 Day late from my credit report due to violation of XXXX XXXX XXXX ( XXXX ) Account Name : XXXX XXXX XXXX Amount : {$1700.00} Reinvestigate and update payment XX/XX/XXXX - XX/XX/XXXX to on time. DELETE 30 Day late from my credit report due to violation of XXXX XXXX XXXX ( XXXX ) Please cease and desist all calls and contact with me, immediately. When asking for validation from XXXX TRANSUNION and XXXX they denot that the changes are updated and has been verified when in fact XXXX XXXX XXXX XXXX and others has fraudulent reportings such as claiming to be the original creditor when I have no sign documents/agreements and therefore I owe {$0.00} to this company and have been asking for 3 years for this wrong/inaccurate information to be DELETED/REMOVE PERMANENTLY ASAP according to 15 U.S. Code 1692g and 1692e of the Fair Debt Collection Practices Act ( FDCPA ) prohibit debt collectors from making false or misleading statements about debts or their role in collecting them. This includes falsely claiming to be the original creditor.
Frequently Asked Questions
What is Complaint #11681547 about?
Complaint #11681547 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.