Debt collection -- Attempts to collect debt not owed -- Complaint #11653061
Complaint Overview
Complaint ID: 11653061
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Michigan
ZIP Code: 49015
Date Received: 2025-01-18T12:00:00-05:00
Date Sent to Company: 2025-01-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I got a debt verification letter from customer in XXXX. I called them it's for aXX/XX/XXXX ( who do XXXX etc apparently ) I've never had a XX/XX/XXXX anything, I told them that and outright told them I'm disputing it. The lady told me to bad they will report it to the credit bureau. Today I get a letter saying they are going to be reporting it, nothing on my dispute. THEY WOULDNT EVEN TELL ME WHOXX/XX/XXXX IS. I had to XXXX it. I do not have a XX/XX/XXXX account I've never had a XX/XX/XXXXXXXX account. I have no XXXX My lXX/XX/XXXX is through my employer I have absolutely no business or XX/XX/XXXXXXXX. This is outright fraud and probably identity theft. If I see it on my credit report I will sue thay day as I've already told them.
Frequently Asked Questions
What is Complaint #11653061 about?
Complaint #11653061 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-01-18T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.