Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11557657
Complaint Overview
Complaint ID: 11557657
Company: National Credit Adjusters, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Tennessee
ZIP Code: 38301
Date Received: 2025-01-15T12:00:00-05:00
Date Sent to Company: 2025-01-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
National Credit Adjust XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Subject : Request for Removal of Charge-Off Account Due to Inaccurate Activity Dates Dear National Credit Adjust Customer Service , I am writing to formally dispute the charge-off account associated with my name and the account number XXXX, which pertains to XXXX XXXX XXXX. Upon reviewing my credit report, I noticed that the last activity date recorded as XX/XX/year>, is inaccurate. This incorrect reporting significantly impacts my credit profile. Therefore, I am requesting the immediate removal of this charge-off account from my credit report. Under the Fair Credit Reporting Act, I have the right to dispute any inaccurate information, and I believe this account does not accurately reflect my credit history. If the activity date can not be verified as accurate, I request that you remove this account from my records. Thank you for your prompt attention to this matter. I look forward to your response within 30 days. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11557657 about?
Complaint #11557657 was filed against National Credit Adjusters, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-15T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.