Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11508259
Complaint Overview
Complaint ID: 11508259
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 19121
Date Received: 2025-01-13T12:00:00-05:00
Date Sent to Company: 2025-01-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dispute and complaint XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXonsumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX Subject : Complaint Regarding Inaccurate Information Reporting by XXXX XXXXXXXX XXXX Dear Consumer Financial Protection Bureau, I am writing to formally lodge a complaint against XXXX XXXXXXXX XXXX for inaccurately reporting information to my credit report. This inaccurate reporting has adversely affected my credit score and financial standing. **Details of the Complaint : ** 1. **Inaccurate Information : ** - The specific inaccuracies in my credit report, as reported by Equifax and XXXX XXXX include Inaccurate balance updates and last payment dates, incorrect account balances, also payment history is incorrect and not consistent between the XXXX reporting agencies. How can we say this is accurate if both XXXX XXXX and Equifax are reporting different information. Pictures will be included in this complaint. Please remove this account from my report. 2. **Dates and Context : ** - The erroneous information was reported. I have made attempts to resolve this matter directly with XXXX XXXXXXXX XXXX, but have not had a response. 3. **Violation of the Fair Credit Reporting Act ( FCRA ) : ** - I believe XXXX XXXX XXXX has violated the Fair Credit Reporting Act ( 15 U.S.C . 1681 ) by failing to ensure the accuracy of the information they provided to the credit reporting agencies, Equifax and XXXX. Specifically, Section 607 ( b ) of the FCRA mandates that furnishers of information must provide accurate information and that they are liable for damages if they fail to do so. 4. **Impact on My Credit Report : ** - Due to this inaccurate information, I have experienced a very difficult time in getting employment, denial of credit, higher interest rates, and emotional distress. **Requested Action : ** I urge the CFPB to investigate this matter and take appropriate action against XXXX XXXXXXXX XXXX for their violations of the FCRA XXXX Additionally, I request assistance in removing this account from my credit report with Equifax and XXXX to reflect accurate information which they did not. Attached are copies of my credit report highlighting the inaccuracies, as well as any correspondence with XXXX XXXX XXXX regarding this matter. Thank you for your attention to this serious issue. I look forward to your prompt response. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11508259 about?
Complaint #11508259 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-13T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.