Debt collection -- Attempts to collect debt not owed -- Complaint #11491150
Complaint Overview
Complaint ID: 11491150
Company: First Credit Services INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Kentucky
ZIP Code: 40229
Date Received: 2025-01-12T12:00:00-05:00
Date Sent to Company: 2025-01-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
{$1000.00} first credit services I have no knowledge of this account I try to reach out to them to advise my information was exposed in a credit breach no response. I have never did business with this company or opened an account
Frequently Asked Questions
What is Complaint #11491150 about?
Complaint #11491150 was filed against First Credit Services INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-01-12T12:00:00-05:00.
How did First Credit Services INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against First Credit Services INC.?
Yes, visit the First Credit Services INC. company profile at readthecomplaint.com/company/first-credit-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.