Debt collection -- Attempts to collect debt not owed -- Complaint #11484117

Complaint Overview

Complaint ID: 11484117

Company: Equifax, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: California

ZIP Code: 92648

Date Received: 2025-01-11T12:00:00-05:00

Date Sent to Company: 2025-01-11T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Im part of the XXXX data breach along with many millions of others, I did get a small check recently, when I learned I was affected, it was right after it was announced, XXXX didn't report anything lost.. I had some credit card debt and huge APR loan appear I believe due to data breach, my main email and SSN was stolen. Also my credit report is blank but when I see the score and items listed anywhere else, it's a mess.. I'm including screenshots I tried to last time and they would not upload and without those its hard to understand why. This is the from the first complaint I didn't have documents, they wouldn't upload. ref # XXXX

Frequently Asked Questions

What is Complaint #11484117 about?

Complaint #11484117 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-01-11T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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