Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11483229
Complaint Overview
Complaint ID: 11483229
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 90503
Date Received: 2025-01-11T12:00:00-05:00
Date Sent to Company: 2025-01-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
**Subject : ** Dispute of Unauthorized Credit Inquiries on TransUnion Credit Report I am writing to formally dispute several unauthorized credit inquiries listed on my TransUnion credit report. I believe these inquiries were made without my consent or valid authorization. Below are the details of the inquiries in question : XXXX ( Bank ) XX/XX/year> XXXX XXXX XXXX ( Bank ) XX/XX/year> XXXXXXXX XXXX ( Bank ) XX/XX/year> XXXXXXXX XXXX ( Bank ) : XX/XX/year>XXXX XXXX ( Finance ) XX/XX/year> I did not authorize these entities to access my credit file or submit these inquiries. Under the Fair Credit Reporting Act ( FCRA ), unauthorized inquiries violate my rights as a consumer and negatively impact my credit score. I kindly request : 1. Immediate investigation into these inquiries. 2. Removal of any unauthorized inquiries from my credit report. 3. A written explanation regarding this matter. Thank you for your prompt attention to this matter. I look forward to receiving updates and a resolution through the CFPB portal. Sincerely, XXXX XXXX Social Security XXXX
Frequently Asked Questions
What is Complaint #11483229 about?
Complaint #11483229 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.