Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11482629
Complaint Overview
Complaint ID: 11482629
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Indiana
ZIP Code: 46037
Date Received: 2025-01-11T12:00:00-05:00
Date Sent to Company: 2025-01-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I would like TransUnion to take accountability for its failure to update my credit file accurately and to stop claiming that the information is accurate when it is not. Over 120 days ago, I sent the same request to all creditors listed, as well as to XXXX, but my file has still not been updated correctly. I have not received an updated response from XXXX or any of the creditors listed. I also requested the original contracts as proof from the collection agency representing the original creditor, but I have not received anything. XXXX has overlooked this issue, and they should be held accountable for their lack of response and failure to provide updates. I am requesting the removal of the listed creditors due to violations of my rights. Specifically, I ask for all accounts to be deleted from my credit report because they have multiple violations of the Fair Credit Reporting Act. Account name : XXXX Account XXXX, XXXXXXXX XXXXI- Account XXXX, XXXXXXXX XXXX- Account number : XXXXXXXX XXXX- Account XXXX : XXXX, XXXX - Account number : XXXX, XXXX Funding - Account XXXX, XXXX XXXX XXXX Account Number : XXXX, XXXX XXXX- Account # XXXX, XXXX XXXX XXXX Account Number : XXXX XXXX has violated my rights.
Frequently Asked Questions
What is Complaint #11482629 about?
Complaint #11482629 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.