Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11459807
Complaint Overview
Complaint ID: 11459807
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 93727
Date Received: 2025-01-09T12:00:00-05:00
Date Sent to Company: 2025-01-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute certain accounts and inquiries reflected on my consumer credit report, as detailed below. These entries are the result of a data breach or fraud, including unauthorized inquiries. I demand verifiable proof of these accounts or inquiries, such as documentation bearing my signature or electronic authorization. This letter is being sent directly by me, not through a third party, so I ask that you review it thoroughly. I did not authorize these actions, which constitute a violation of my consumer rights under the Fair Credit Reporting Act ( FCRA ). I have contacted the companies involved and confirmed that these actions were initiated without proper validation or original proof from any reporting party. The accounts and inquiries in question are inaccurate, as I never authorized them. Therefore, they stem from a data breach or the improper reporting of my consumer information by creditors or third-party data furnishers. I request immediate action to resolve this matter.
Frequently Asked Questions
What is Complaint #11459807 about?
Complaint #11459807 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.