Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11442738
Complaint Overview
Complaint ID: 11442738
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 32218
Date Received: 2025-01-08T12:00:00-05:00
Date Sent to Company: 2025-01-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a complaint following the breach of my personal information, which has led to identity theft and subsequent inaccuracies on my credit report. **Details of Complaint : ** **FTC Report Filed : ** I have contacted the Federal Trade Commission ( FTC ) regarding this matter and filed an FTC Identity Theft Report. The report number is XXXX. **Identity Theft and Data Breach : ** I am a victim of identity theft. My Social Security number and other personal information have been compromised, leading to unauthorized accounts and transactions. **Unauthorized Accounts : ** - XXXX XXXXXXXX XXXX XXXX XXXX - XXXX XXXX XXXXXXXX XXXX XXXX **Erroneous Reports : ** The theft has resulted in incorrect entries including : - Fraudulent collections - Hard inquiries not initiated by me- Inaccurate late payments by XXXX Credit XXXX A XXXX XXXX Bankruptcy filed on XX/XX/XXXX, A XXXX XXXX Bankruptcy filed XX/XX/XXXX, A XXXX XXXX Bankruptcy filed XX/XX/XXXX with the U.S. Bankruptcy court. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections on my consumer consumer FICO Credit report. All of the aforementioned accounts, collections, and hard inquiries are the result of Identity theft fraud. I demand that all fraudulent items be removed from each of my consumer credit reports and that all activity related to said items cease pursuant to the FCRA FDCPA laws. XXXX*Legal Rights and Demands : ** - As per 15 USC 1681c-2, I formally request the blocking and removal of all fraudulent information from my credit reports. - I demand receipt of an updated credit report showing corrections. **Transaction Verification : ** I request a detailed record of all transactions related to XXXX XXXX to verify discrepancies in payment acceptance. - Immediate investigation and correction of my credit reports as per the Fair Credit Reporting Act ( FCRA ) and Fair Debt Collection Practices Act ( FDCPA ) laws. - Written assurance that all fraudulent activity ceases and future protections are implemented. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that CFPB, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. -- - Please ensure this complaint is handled with urgency. Thank you for your attention to this important matter. Thanks you
Frequently Asked Questions
What is Complaint #11442738 about?
Complaint #11442738 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.