Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11442468
Complaint Overview
Complaint ID: 11442468
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 92392
Date Received: 2025-01-08T12:00:00-05:00
Date Sent to Company: 2025-01-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year>, I noticed two fraudulent accounts on my credit report : A loan with XXXX XXXX XXXX XXXX, showing a balance of {$9900.00}. A XXXX XXXX XXXX XXXX loan, showing a balance of {$34000.00}. I did not authorize or apply for either of these accounts. These accounts were fraudulently opened in my name and are the result of identity theft. Upon discovering the fraud, I took the following steps : I filed an FTC Identity Theft Report. I contacted XXXX XXXX XXXX XXXX and spoke with their representative, XXXX XXXX, to report the fraud. She instructed me to email their fraud dispute team for resolution. I reached out to XXXX XXXX XXXX XXXX to dispute the fraudulent auto loan. I am now filing this complaint to request the removal of these fraudulent accounts from my credit report in accordance with the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ). I request that both companies take immediate action to investigate and remove these accounts from my record, as they are causing harm to my credit profile.
Frequently Asked Questions
What is Complaint #11442468 about?
Complaint #11442468 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.