Debt collection -- Attempts to collect debt not owed -- Complaint #11425467
Complaint Overview
Complaint ID: 11425467
Company: W&A Intermediate Co., LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Tennessee
ZIP Code: XXXXX
Date Received: 2025-01-07T12:00:00-05:00
Date Sent to Company: 2025-01-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am submitting this complaint regarding an erroneous entry placed on my credit report by Wakefield and Associates. On XX/XX/XXXX, Wakefield and Associates added an account to my credit report that does not belong to me. This account is linked to XXXX XXXX XXXX XXXX XXXX, and I believe it is the result of identity theft. On XX/XX/XXXX, I was notified that my Social Security number had been compromised due to a data breach and subsequently discovered that it was available on the Dark Web as early as XX/XX/XXXX. Following this notification, I carefully reviewed my credit report and discovered the erroneous entry. To address the matter, I filed a dispute directly with Wakefield and Associates on XX/XX/XXXX. I provided them with an explanation that my Social Security number had been compromised, and I informed them that this account does not belong to me. Despite these efforts, the company declined to remove the incorrect information from my credit report. For further context, I have documented evidence of several breaches and Dark Web disclosures involving my Social Security number over the past year : XX/XX/XXXX : Data breach - Social Security number XX/XX/XXXX : Dark Web - Social Security number XX/XX/XXXX : Data breach - Social Security number XX/XX/XXXX : Dark Web - Social Security number XX/XX/XXXX : Dark Web activity found These breaches and Dark Web activities directly contributed to this identity theft issue. I am requesting your assistance in addressing this matter with Wakefield and Associates to have the erroneous information removed from my credit report. This situation has caused me significant stress, and I need this resolved promptly to protect my credit standing. Thank you for your time and assistance in this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11425467 about?
Complaint #11425467 was filed against W&A Intermediate Co., LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-01-07T12:00:00-05:00.
How did W&A Intermediate Co., LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against W&A Intermediate Co., LLC?
Yes, visit the W&A Intermediate Co., LLC company profile at readthecomplaint.com/company/w-a-intermediate-co-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.