Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11424703
Complaint Overview
Complaint ID: 11424703
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Texas
ZIP Code: 75056
Date Received: 2025-01-07T12:00:00-05:00
Date Sent to Company: 2025-01-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXXXXXX XXXX has been reporting an adverse account in my Equifax XXXX report for more than the time allowed by 15 USC Section 605 1681 ( a ) ( 4 ) of The Fair Credit Reporting Act. I have contacted XXXX XXXXXXXX XXXX XXXX directly requesting additional information but because of the age of the account, they no longer have any information nor record of this account. XXXX and XXXX have both removed this account from my consumer report, yet this account continues to report in my Equifax consumer file. I understand errors such as this do occur, but they are easy to resolve. Please investigate this account for accuracy of 15 USC Section 605 1681 ( a ) ( 4 ) of The Fair Credit Reporting Act and any addition reporting inaccuracies. I have attached my first complaint ( 240430-14119070 ) with the CFPB concerning this account for your review. Account # XXXX
Frequently Asked Questions
What is Complaint #11424703 about?
Complaint #11424703 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-07T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.