Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11391988
Complaint Overview
Complaint ID: 11391988
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Texas
ZIP Code: 75044
Date Received: 2025-01-05T12:00:00-05:00
Date Sent to Company: 2025-01-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am reaching out to follow up on a previous request I submitted regarding a bankcrptcy that is listed on my credit report. I have requested that the item in question be reviewed to ensure its accuracy, in full compliance with the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681., the FCRA mandates that credit reporting agencies and furnishers Attached to this correspondence, you will find the response I received from the credit bureau regarding my initial request. Upon reviewing their reply, you will notice that the disputed item is marked as either " updated '' or " verified, '' which the bureau indicates should imply that the information is now accurate and correct. I respectfully disagree with these conclusions, as I have carefully reviewed my credit report and identified several discrepancies that still remain unresolved. I have also marked the disputed Item that was previously raised with the bureau. I have also included a copy of the letter I sent to the credit bureaus outlining my position. In this letter, I made it clear that I will be exercising my rights under the FCRA ( 15 U.S.C. 1681 ) to have any inaccurate or unverifiable information removed from my credit report. information gathered from Equifax Credit file : XXXX
Frequently Asked Questions
What is Complaint #11391988 about?
Complaint #11391988 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.