Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11391786
Complaint Overview
Complaint ID: 11391786
Company: Discover Bank
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: North Carolina
ZIP Code: 28273
Date Received: 2025-01-05T12:00:00-05:00
Date Sent to Company: 2025-01-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am unaware of this debt from Discovery Bank XXXXXX/XX/XXXX or inquiry from XXXX XXXX XX/XX/XXXX. With Discovery Bank I did not have a opportunity to dispute this informations.I didn't receive proper notification. Please send me certified mail receipt that I received it. I never requested a card from XXXX XXXX. I have also had some identity thief in which was report see attach below.
Frequently Asked Questions
What is Complaint #11391786 about?
Complaint #11391786 was filed against Discover Bank regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-01-05T12:00:00-05:00.
How did Discover Bank respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Discover Bank?
Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.