Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11383812
Complaint Overview
Complaint ID: 11383812
Company: Klarna Ab
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Maine
ZIP Code: 045XX
Date Received: 2025-01-04T12:00:00-05:00
Date Sent to Company: 2025-01-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/year> Klarna denied my application for installment payments on a website. The adverse action notice they provided me showed a credit score about XXXX points lower than my score. They have reported inaccurate information on my credit score, charged my account with a credit inquiry and unfairly denied me credit based on inaccurate information and discriminated against me not following the rules of Fair Credit and Debt Reporting. Once that notice and decision was issued, based on Klarna 's use policy they provided it to their XXXX party marketing partners further disseminating inaccurate information to other providers of credit and financial services.
Frequently Asked Questions
What is Complaint #11383812 about?
Complaint #11383812 was filed against Klarna Ab regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-04T12:00:00-05:00.
How did Klarna Ab respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Klarna Ab?
Yes, visit the Klarna Ab company profile at readthecomplaint.com/company/klarna-ab to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.