Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11376578

Complaint Overview

Complaint ID: 11376578

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Texas

ZIP Code: 75241

Date Received: 2025-01-03T12:00:00-05:00

Date Sent to Company: 2025-01-03T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

TransUnion, XXXX, and XXXX have failed to resolve inaccuracies on my credit report despite multiple attempts to address the issue. I requested a re-investigation after their initial dispute process closed, but the inaccuracies persist, negatively impacting my credit. Violations Identified : FCRA Section 1681i ( Reinvestigation ) : The credit bureaus did not perform a proper re-investigation of the disputed items. FCRA Section 1681e ( b ) ( Maximum Accuracy ) : They failed to ensure the reported information is accurate and reflects the maximum possible accuracy. FCRA Section 1681i ( a ) ( 1 ) ( A ) : They closed my dispute without taking appropriate steps to resolve the inaccuracies. Despite providing documentation and clear evidence of errors, no meaningful resolution has been achieved. I request an immediate investigation into this matter and enforcement of compliance with FCRA requirements.

Frequently Asked Questions

What is Complaint #11376578 about?

Complaint #11376578 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-01-03T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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