Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11361341
Complaint Overview
Complaint ID: 11361341
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 77498
Date Received: 2025-01-02T12:00:00-05:00
Date Sent to Company: 2025-01-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX XXXX XXXX Date : XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Re : Dispute of Collection Account Reporting Subject : Request for Removal of Collection Account Based on Consumer Protection Laws Dear XXXX, I am writing to formally dispute the collection account listed on my credit report for XXXX XXXX XXXX, account number # XXXX. The account is reported as a collection item, and I believe this information is either incorrect or incomplete. As required by the Fair Credit Reporting Act ( FCRA ), I am requesting that this collection account be reviewed and removed from my credit report. Under the FCRA, all information reported to credit bureaus must be accurate and verifiable. In this case, I believe the following may apply : 1. Account Information is Inaccurate : XXXX XXXX XXXX XXXX XXXX Reporting inaccurate account status. 2. Violation of the Fair Debt Collection Practices Act ( FDCPA ) : Consumer rights have been violated by improper reporting information. I request that you investigate this matter and remove this collection account from my credit report if it can not be verified as accurate and complete. As per the FCRA, you are required to complete your investigation within 30 days and provide me with the results. If the information can not be verified, the collection account must be removed. For your reference, I have included supporting documentation that may help in resolving this dispute, such as : Correspondence with the creditor or collection agency. Dispute letters sent to the collection agency ( if applicable ). If this collection account is found to be inaccurate or unverifiable, I request that you update my credit report to reflect the correction. Please notify me in writing of the results of your investigation, as required by law. If you require any further information or documentation, please feel free to contact me at the address or phone number listed above. Thank you for your prompt attention to this matter. I look forward to your response. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #11361341 about?
Complaint #11361341 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-01-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.