Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11346210
TransUnion Credit Report Error Resolved Without Monetary Compensation
Complaint Overview
Complaint ID: 11346210
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33617
Date Received: 2024-12-31T12:00:00-05:00
Date Sent to Company: 2024-12-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating a successful dispute without significant financial impact.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account information
AI Analysis
CFPB complaint 11346210 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account information on their credit report to TransUnion, which was closed with non-monetary relief. The complaint was received on December 31, 2024 from Florida. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports and provides consumers with rights to dispute errors.
Regulatory Insight
This case highlights the importance of the FCRA's dispute resolution process, where non-monetary relief can satisfy consumer concerns.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Florida, consumers have access to credit reporting dispute resolution services as mandated by federal law.
Industry Comparison
This is a common issue within the credit reporting industry, where disputes over account information are frequently filed.
Related Issues
Frequently Asked Questions
What is CFPB complaint 11346210 about?
CFPB complaint 11346210 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on December 31, 2024.
Which company is complaint 11346210 filed against?
Complaint 11346210 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 11346210?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 11346210 filed?
Complaint 11346210 was received by the CFPB on December 31, 2024. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on December 31, 2024.
What state was complaint 11346210 filed from?
Complaint 11346210 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 11346210?
Dispute information is not available for complaint 11346210.
What product category is complaint 11346210 about?
Complaint 11346210 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 11346210 submitted?
Complaint 11346210 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 11346210?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports and provides consumers with rights to dispute errors. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 11346210 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 11346210?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating a successful dispute without significant financial impact.
What regulatory actions apply to complaint 11346210?
This case highlights the importance of the FCRA's dispute resolution process, where non-monetary relief can satisfy consumer concerns. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 11346210?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit reporting agency.
Are there state-specific protections for complaint 11346210?
In Florida, consumers have access to credit reporting dispute resolution services as mandated by federal law. This complaint was filed from Florida.
How does complaint 11346210 compare to industry norms?
This is a common issue within the credit reporting industry, where disputes over account information are frequently filed.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, removal of fraudulent accounts, or an investigation into the disputed item, rather than a direct financial payout.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.