Debt collection -- Attempts to collect debt not owed -- Complaint #11338772
Complaint Overview
Complaint ID: 11338772
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 95377
Date Received: 2024-12-31T12:00:00-05:00
Date Sent to Company: 2024-12-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This account was purchased by the third-party debt collector, NATIONAL CREDIT ADJUST. The status and amount associated with this account are incorrect, and the account was either paid in full or settled for less than the owed amount. Therefore, I request the immediate removal of this account from my credit report. Additionally, I have never had a contractual relationship with NATIONAL CREDIT ADJUST. I believe the original creditor, XXXX XXXX, sold my account without providing proper notification, which constitutes a clear violation of FCRA Section 611 regarding the reporting of inaccurate information.
Frequently Asked Questions
What is Complaint #11338772 about?
Complaint #11338772 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-12-31T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.