Vehicle loan or lease -- Getting a loan or lease -- Complaint #11338380
Complaint Overview
Complaint ID: 11338380
Company: Spring Oaks Capital, LLC
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Getting a loan or lease
Sub-Issue: Loan opened without my consent or knowledge
State: Arizona
ZIP Code: 851XX
Date Received: 2024-12-31T12:00:00-05:00
Date Sent to Company: 2024-12-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victum of identity theft and inaccurate information. After reviewing my credit report with XXXX, I noticed a fraudulent account being reported, XXXX XXXX XXXX and in several inquires from unauthorized sources, Spring Oaks Capital LLC, XXXX XXXX XXXX, and Absolute Resolutions Inve. This is an issue of material fact and there is no doubt the information is insucient and is genuine of the material fact, and must be resolved against XXXX. XXXX v. XXXX XXXX, XXXX. XXXX XXXX ( XXXX XXXX ). Please remove these items. XXXX inacted the XXXX to protect consumers insuring fair and accurate credit reporting 15 USC 1681s-2 ( a ) ( 1 ). Entities that report information about consumers to the CFRAs are called data furnishers and are not furnished information realted to consumer if the person knows and has responsable cause to believe the information is inaccurate ( XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX ( XXXX XXXX. 2005 )
Frequently Asked Questions
What is Complaint #11338380 about?
Complaint #11338380 was filed against Spring Oaks Capital, LLC regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2024-12-31T12:00:00-05:00.
How did Spring Oaks Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Spring Oaks Capital, LLC?
Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.