Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11331018
Complaint Overview
Complaint ID: 11331018
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 91607
Date Received: 2024-12-30T12:00:00-05:00
Date Sent to Company: 2024-12-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to report multiple inaccuracies on my credit reports from all three major credit bureausEquifax, XXXX, and TransUnion. These inaccuracies stem from unauthorized accounts that were likely created as a result of the XXXX data breach that occurred in XXXX. Details of the Incident : - Date of Breach : XX/XX/XXXX - Discovery of Inaccuracies : I first noticed the unauthorized accounts on my credit report in XX/XX/XXXX. Action taken I disputed the XXXX accounts in XX/XX/XXXX and they came back verified with no proof of verification from the companys. Unauthorized accounts ( Not my accounts ) XXXX account # XXXX transunion XXXX XXXX XXXX account # XXXX transunion XXXX XXXX account # XXXX XXXX XXXX XXXX XXXX account # XXXX XXXX, transunion XXXX XXXX XXXX account # XXXX XXXX, XXXX, transunion XXXX XXXX XXXX account # XXXX XXXX Dear Consumer Financial Protection Bureau, I am writing to formally report that all three major credit bureausEquifax, XXXX, and TransUnion are currently reflecting inaccurate and unauthorized accounts in my name. These accounts appear to be a result of the XXXX data breach that occurred in XXXX, which compromised the personal information of millions of Americans, including myself. Despite my efforts to dispute these inaccuracies directly with the credit bureaus, the erroneous information remains on my credit report. This situation is causing significant harm to my creditworthiness and overall financial health. I request your immediate assistance to ensure that these unauthorized accounts are investigated and removed from my credit reports. According to the Fair Credit Reporting Act ( FCRA ), consumers have the right to dispute inaccurate information on their credit reports. Specifically, under XXXX, I have the right to obtain a copy of my credit report and to be informed of any information that is being reported. Additionally, under XXXX, I am entitled to have inaccurate or incomplete information corrected or deleted if it can not be verified as accurate. Furthermore, the XXXX and Accurate Credit Transactions Act ( FACTA ) provides me with the right to request that any fraudulent information resulting from identity theft be removed from my credit report. Since these accounts were created without my authorization, they fall under the scope of this XXXX. I urge the CFPB to investigate this matter thoroughly and to facilitate the removal of these unauthorized accounts from my credit reports as soon as possible. My credit file should accurately reflect my credit history and not include any accounts that do not belong to me. Thank you for your assistance. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11331018 about?
Complaint #11331018 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.