Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11318336
Complaint Overview
Complaint ID: 11318336
Company: Exeter Finance, LLC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 755XX
Date Received: 2024-12-29T12:00:00-05:00
Date Sent to Company: 2024-12-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I sent a validation of debt affidavit to Exeter Finance LLC and XXXX XXXX XXXX requesting that the closed debt be removed from credit report since the account is closed. The companies wrote the debts off and sold them to other companies. Exeter Finance LLC and XXXX XXXX XXXX did not send me a XXXX form showing the debts were written off on their records and tax receipts. I have not received a copy of the XXXX form. The companies are still reporting these debts/collections on my credit reports and need to be removed.
Frequently Asked Questions
What is Complaint #11318336 about?
Complaint #11318336 was filed against Exeter Finance, LLC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-29T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.