Checking or savings account -- Closing an account -- Complaint #11318307

Complaint Overview

Complaint ID: 11318307

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Funds not received from closed account

State: Louisiana

ZIP Code: 704XX

Date Received: 2024-12-29T12:00:00-05:00

Date Sent to Company: 2024-12-29T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX XXXX Chime Bank closed my chime account without any notification. Chime kept my {$600.00} that is in my chime account. On XX/XX/year> when I went to login into my chime account I could not login to my chime account. I then contacted chime by phone and chime representative told me that my account was closed and that my money was not refundable to me. Chime representative told me to contact XXXX XXXX and chime representative did not give me a phone number for XXXX XXXX and could not give me any answers to where my funds were and why my account was closed for no reason. I then contacted chime bank again on XXXX XXXX and chime representative was very rude and gave me the same answers as when I spoke with them on XXXX XXXX.

Frequently Asked Questions

What is Complaint #11318307 about?

Complaint #11318307 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2024-12-29T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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