Debt collection -- Took or threatened to take negative or legal action -- Complaint #11318229
Complaint Overview
Complaint ID: 11318229
Company: Debt Co LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Texas
ZIP Code: 77429
Date Received: 2024-12-29T12:00:00-05:00
Date Sent to Company: 2024-12-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt Co LLC claims that an account was placed in their office by XXXX XXXX XXXX XXXX XXXXXXXX XXXX for an unpaid energy bill ( {$120.00} ) in XXXX of XXXX. Knowing full well that they bought the debt for pennies on the dollar with the intent to bully me into paying them {$120.00}. Then on XX/XX/year> they damaged my credit by opening an account in my name and reporting that I owe them ( {$120.00} ) They are intentionally updating the status of the account as a collection monthly. I will not acknowledge any collection agency nor be intimidated by its bullying tactics. I will only deal with the original creditor.
Frequently Asked Questions
What is Complaint #11318229 about?
Complaint #11318229 was filed against Debt Co LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-12-29T12:00:00-05:00.
How did Debt Co LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Debt Co LLC?
Yes, visit the Debt Co LLC company profile at readthecomplaint.com/company/debt-co-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.