Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #11318035

Complaint Overview

Complaint ID: 11318035

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Illinois

ZIP Code: 60409

Date Received: 2024-12-29T12:00:00-05:00

Date Sent to Company: 2024-12-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I did not mean to dispute my XXXX XXXX XXXX card since that is current and that is my account. I was moving too fast when I was going through my hard inquiries. I did not know that that was one of them. Please disregard since this account is mines and I have been paying on it on time. My last payment date was XX/XX/year>. Please do not dispute. Please leave open! Thanks But I do not recognize that XXXX XXXX account, which is a revolving account for {$1000.00} And I do not recognize XXXX XXXX XXXX XXXX for {$2400.00}. The address at XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Please remove that off my address as well since I have no knowledge of that or these credit card charges are fraudulently and not authorize. Thanks.

Frequently Asked Questions

What is Complaint #11318035 about?

Complaint #11318035 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-12-29T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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