Debt collection -- False statements or representation -- Complaint #11312124

Complaint Overview

Complaint ID: 11312124

Company: Hw Holding, INC

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: South Carolina

ZIP Code: 298XX

Date Received: 2024-12-28T12:00:00-05:00

Date Sent to Company: 2024-12-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

1. A copy of the original contract or original purchase agreement that created the alleged debt with your company. 2. In addition, please send proof of chain of ownership of the alleged debt and include proof of assignment for each chain of ownership. 3. Also include a full accounting history from the original creditor including the date and amount of each payment and the Date of First Delinquency leading to the collection status 4. If any interest or fees have accrued or been added on the balance, please send proof that such fees are lawful agreed upon in the original purchase agreement. 5. Proof that you are legally allowed to collect on alleged debts in the state of South Carolina including your Third-Part Debt Collection Bond. 6. Also send proof that you sent the legally required notices to me before reporting this alleged debt to any consumer reporting agencies, including copies of the original notice and any letter tracking your firm maintains.

Frequently Asked Questions

What is Complaint #11312124 about?

Complaint #11312124 was filed against Hw Holding, INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-12-28T12:00:00-05:00.

How did Hw Holding, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Hw Holding, INC?

Yes, visit the Hw Holding, INC company profile at readthecomplaint.com/company/hw-holding-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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