Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11311423

Complaint Overview

Complaint ID: 11311423

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Arizona

ZIP Code: 85381

Date Received: 2024-12-28T12:00:00-05:00

Date Sent to Company: 2024-12-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

i have recently returned to the united states 2 weeks ago and discovered that someone has been using my identity, i have been out of the country for the past 11 years and had no idea that this was happening. someone opened up lines of credit under my name without me knowing about it whats so ever until i seen my mail that i was reciciving collection notices.

Frequently Asked Questions

What is Complaint #11311423 about?

Complaint #11311423 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-12-28T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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